Terms of Service
Acceptance of Terms
These Terms of Use ("Terms") govern your access to and use of fintretica.com and any related services we operate. By accessing or using the site you agree to be bound by these Terms; if you do not agree, please do not use the site. We may update these Terms from time to time, and continued use of the site after the changes take effect constitutes acceptance of the updated Terms.
Use of the Service
When you use fintretica.com, you agree to do so in good faith and in compliance with applicable law. You will not attempt to compromise the security of the site, you will not scrape, mirror, or republish our content in bulk without permission, you will not impersonate any person or entity, and you will not use the site for any illegal or fraudulent purpose. We reserve the right to suspend access for users who violate these rules.
Where fintretica.com provides account-based features, you are responsible for safeguarding your login credentials and any activity carried out from your account. If you suspect unauthorized use, contact us promptly via the Contact form. We may suspend or revoke account access at our discretion if we believe an account is being misused or has been compromised.
Intellectual Property
Content published on fintretica.com is protected by intellectual-property laws. Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable license to access and view the content for personal, non-commercial use. You may not extract, scrape, copy, or republish content beyond fair-use quotations without our prior written permission.
User Submissions
When you send material to fintretica.com for possible editorial use — a story tip, a correction, a letter to the editor, or a photograph — you grant us a non-exclusive, royalty-free, perpetual license to use the material in connection with our reporting, with attribution where appropriate and where you have not asked to remain anonymous. You warrant that the submission is yours to share and that we are free to publish it.
Newsletter and Email Communications
If you sign up for the fintretica.com newsletter, we will use your email address to send the editions you have requested and, where permitted, occasional service messages related to your subscription. We will not pass your address to other organizations, and you can unsubscribe with a single click via the link in any email.
Third-Party Links and Sources
Articles on fintretica.com routinely link out to the original outlets, primary sources, and other reference material that informed the reporting. We are not responsible for the content, accuracy, or privacy practices of these external sites. Visiting them is at your own discretion, subject to their respective terms.
Disclaimer of Warranties
fintretica.com is provided on an "as is" and "as available" basis. To the maximum extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, and any warranty arising from course of dealing or usage of trade. Editorial reporting is fact-checked but is not financial, legal, medical, or other professional advice and should not be relied on as such.
Limitation of Liability
Our total liability to you, taken in the aggregate, for all claims arising from or relating to fintretica.com or these Terms is limited to the greater of one hundred US dollars (USD 100) or any amount actually paid by you to us in the twelve months preceding the claim. This limitation applies to the maximum extent permitted by law and survives termination of these Terms.
Indemnification
You agree to defend, indemnify, and hold fintretica.com (and our operators, contractors, and partners) harmless against any claims or losses arising out of your breach of these Terms or your violation of applicable law in connection with your use of the site. We reserve the right to assume the exclusive defense of any matter subject to indemnification, in which case you agree to cooperate with us.
Suspension and Termination
Either party may terminate this agreement at any time: by you, simply by discontinuing use of fintretica.com; by us, by suspending or restricting your access for any reason we consider appropriate. The provisions of these Terms that should reasonably survive — intellectual property, disclaimers, liability caps, indemnification, governing law — survive any termination.
Governing Law and Disputes
These Terms are governed by the laws of the jurisdiction in which fintretica.com's operator is established, without regard to its conflict-of-law provisions. To the extent permitted by applicable law, any dispute arising out of or relating to these Terms or your use of the site will be resolved in the competent courts of that jurisdiction. Nothing in this section affects any non-waivable consumer-protection rights you have under the law of your country of residence.
Changes to These Terms and How to Reach Us
fintretica.com may amend these Terms when our practices change, when the law requires it, or for any other reasonable purpose. The current version is always the one published here. We will provide advance notice of material changes through the site or via newsletter. For any question about these Terms, the canonical contact channel is the Contact form linked from every page on the site.